Business Checking

A Business Checking Account for Every Size Company

First Foundation Bank offers a wide variety of checking accounts for your unique business banking requirements.

Essential Business Checking

The basic account for small or start-up businesses that is designed to meet their checking needs.

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Business Interest Checking

The checking account for sole proprietorships pays a competitive market rate of interest on collected balances.

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Business Analyzed Checking

Our most comprehensive checking account for businesses pays for the services used through compensating balances or a direct charge. This account offers the option of being paired with an interest-earning Sweep Investment Account.

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For more information, download our Business Checking Accounts product information sheet (PDF)

Sweep Investment Account

A Sweep Investment Account allows businesses with an average daily balance routinely exceeding a minimum threshold in their Business Analyzed Checking account to earn interest on the excess balance. Funds are transferred automatically between your checking account and this interest-earning account as necessary to maintain the threshold balance in your checking account.

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Business Checking Accounts


Product Name Essential Business Business Interest Checking Business Analyzed
Target Market Business clears less than 75 checks/debits per month Business clears less than 75 checks/debits per month and is a sole proprietorship Business needs more than 75 checks and 10 deposits per month
Balance to Open $1,000 $1,000 $5,000
Interest Bearing3 Not Applicable Included Not Applicable
Monthly Maintenance Fee $10 $20 $15
Minimum Balance for Service Fee Offset $2,500 $5,000 Fee Schedule1
Minimum Balance to Earn Interest Not Applicable $2,500 Not Applicable
Debit Card (credit approval) Included Included Not Applicable
Monthly Check Writing/Bill Pay/Withdrawal/Debit Limit2 75 75 Fee Schedule1
Deposit Limit 8 8 Fee Schedule1
Private Access Online Banking Included Included Included
E-Statement Delivery Included Included Included
Private Access Online Bill Pay $10 $10 $10
Private Access Online Bill Pay Item Fee Fee Schedule1 Fee Schedule1 Fee Schedule1
Private Access On-Call Banking Included Included Included
Sweep Investment Account Not Applicable Not Applicable Included
Quicken/Quickbooks/MS Money Market Access Fee $10 $10 $10
Quicken/Quickbooks/MS Money Download Fee (each) $5 $5 $5
ACH Entries Fee Schedule1 Fee Schedule1 Fee Schedule1
Overdraft Protection (credit approval) Included Included Included
Foundation Banking Services Included Included Included
1. Fee Schedule - Please see Business Service Fee Schedule for a comprehensive listing of all fees.

2. Limit - If total checks, debits, withdrawals and Private Access Bill Pay debits exceed 75 per month, excess activity chargers will occur.

3. Interest Bearing - Ask My Private Banker for current rate information.