Business 24-Hour Banking Services

Business Private Access 24-Hour Banking Online

Today, people have come to rely on up-to-date information available on the Internet. Our Private Access Online Banking keeps you connected to your business banking accounts 24-hours a day, every day. By going online, you can view and make changes to your accounts in a variety of ways:

• Check account activity, including ATM and point of sale transactions
• Verify available funds in your checking, savings, money market and sweep accounts in real time
• Transfer funds between accounts, make loan payments and apply for overdraft protection
• Establish recurring scheduled transfers from one account to another
• View digital images of cleared checks you've written
• Create downloads of your account activities to popular computer accounting programs Quicken®, QuickBooks® and Microsoft® Money
• Create stop payments on checks you have written with a few clicks

Private Access Online Bill Pay

• Pay any person or business in North America, even if payees aren't set up to receive direct deposits
• Schedule payments to be made one time or on a recurring basis

Secure Positive Pay

First Foundation Bank's Secure Positive Pay provides the highest level of security and protection for businesses performing a daily account reconciliation. High volume clients enjoy the highest level of security and protection against fraud, such as altered checks, counterfeit checks, checks stolen from check stock and valid checks that were stolen. It is an automated check matching service that businesses use to compare checks presented for payment with checks it has issued providing them the opportunity to make "pay" or "no pay" decisions on each check.

Commercial Capture Xpress

Enjoy the convenience of electronically depositing checks in a highly secure Internet environment 24 hours a day, 7 days a week, right from your office or retail location. When you deposit directly into your account, you save time and your money starts working for your business sooner. Commercial Capture Xpress reduces courier fees, saves trips to the bank and reduces the risk of check fraud because checks clear faster than traditional deposit methods. Businesses with multiple locations benefit since all locations can easily deposit to a single checking account, greatly simplifying bookkeeping.

EZ Business Deposit Service

EZ Business Deposit transforms your home and business office into a bank branch office. EZ Business Deposit Services are a perfect solution for "on the go" sole proprietors, entrepreneurs and small service companies that are paid by check. EZ Deposit Service’s convenience can you save time, money and commuting hassles because you deposit your checks electronically where and when you choose. Best of all, checks deposited with EZ Business Deposit by 4:30 PM Monday through Friday are usually credited to your account the same day. All you need to use EZ Deposit is a First Foundation Bank Enhanced Business checking account, basic office equipment you probably already have, a computer with internet access and a scanner.

EZ Deposit is truly easy to use with only five simple steps:

• Log-on to our secure site
• Select the account in which to deposit the check
• Endorse your check
• Scan the check
• Approve the transaction

Later, you will receive an email either confirming that your deposit was accepted or notifying you that additional information is needed to finish processing your deposit.

For more information, download our Private Access Banker product information sheet (PDF)