Savings / Certificates of Deposit

Certificate of Deposit Account Registry Service (CDARS)

What is Deposit Account Registry Service (CDARS)?

Deposit Account Registry Service (CDARS) is offered by First Foundation Bank to provide our clients with access to full FDIC insurance coverage on Certificate of Deposit investments of up to $50 million. CDARS offers you a safe, convenient way to put your cash to work by having all of your CDs with First Foundation Bank. By doing this, you can maintain one banking relationship, earn one rate on your deposit account investments for each term you select, and receive one regular account statement. This proven service was built and rigorously tested by seasoned banking professionals and experienced technology architects who serve the needs of individuals and personal trusts across the United States.

Save Time and Energy

CDARS allows you to say "Goodbye" to running around town to multiple banks to obtain the highest levels of FDIC insurance. With CDARS, you no longer have to open up multiple title accounts in different rights and capacities of family members to maximize FDIC insurance at First Foundation Bank. CDARS gives you one consolidated statements so you don't have to take your valuable time to manually consolidate account statements and interest disbursements at the end of the month.

Why CDARS?

Simplify your life with the peace of mind that you have full FDIC insurance on your CDs when using CDARS. Its one stop shopping offers:

  • Safety of FDIC insurance for large deposits up to $50 million.
  • CD interest rates that may compare favorably with those of other high-quality, fixed-income investments.
  • Convenience of managing all of your CD investments through a single relationship.
  • Security of working with your trusted First Foundation Bank Private Banker where the "Comfort of Trust and the Strength of Experience" is more than a tag line.
  • One consolidated statement that lists all of your CDS in First Foundation Bank's CDARS program.

    • Funds may be submitted for placement only after a depositor enters into the CDARS Deposit Placement Agreement by First Foundation Bank. The agreement contains important information and conditions regarding the placement of funds by us. Please read the agreement carefully before signing it. CDARS is a registered service mark of Promontory Interfinancial Network, LLC.