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A Savings Account for Your LifestyleFirst Foundation offers a wide variety of savings accounts for your special requirements. Statement SavingsThe Statement Savings is an affordable savings account that offers a competitive rate of interest without monthly fees. Private Access Money MarketOur Private Access Money Market Account earns higher FDIC-insured interest rates than traditional statement savings accounts while preserving liquidity with a rate that increases with higher balances. Ultra Access Money MarketOur Ultra Money Market account consistently pays our highest interest rate to personal banking clients using First Foundation affiliates as their primary source for financial and banking services. Ask My Private Banker how you can qualify for this account. Certificates of DepositOur traditional certificates allow you to earn a fixed rate of return for a set period of time. They are available as investments for individuals; businesses; contributory and rollover IRAs; CESAs; Roth IRAs and SEPs. Our liquid certificates of deposit allow you to earn a fixed rate of return for the term of the certificate and the ability to periodically withdraw funds when you need them, generally without an early withdrawal penalty. For more information, download our Certificate of Deposit product information sheet (PDF) Certificate of Deposit Account Registry Service (CDARS)Certificate of Deposit Account Registry Service (CDARS) is offered by First Foundation Bank to provide our clients with access to full FDIC insurance coverage on Certificates of Deposit investments of up to $50 million. For more information, download our Savings Certificates product information sheet (PDF) Savings Deposit Accounts
1. Transaction Limitations
- Additional deposits of any amount are allowed at any time and there is no limit to the number of withdrawals made in person or by check payable to the account holder when made by messenger, mail or phone. Other transfers from these accounts, including electronic payments, telephone withdrawals, and Private Access Online Banking transfers, are limited by regulation to six per month or monthly statement period.
2. Fee Schedule - Please see Personal Client Fee Schedule for comprehensive listing of all fees. 3. Interest Paid - Ask your Private Banker for current interest rate information. 4. Ultra Access Money Market Account - Available to clients using First Foundation affiliates as their primary source for financial & banking services. Certificates of Deposit
1. Transaction Limitations
- Additional deposits of any amount are not allowed at any time.
2. Certificates of Deposit - Subject to early withdrawal penalties and other conditions. Please see Certificate of Deposit Agreement for terms and conditions. 3. Private Access Liquid CD - All withdrawals must be made in person at an Office unless we agree, at our option to another method. Withdrawals are allowed from the Liquid CD account beginning 7 calendar days after the account is opened. Penalty Free withdrawals may be made every 7 calendar days but may not exceed four during the term of the Liquid CD; otherwise, the CD early withdrawal penalty will apply. Refer to the "Certificate of Deposit" Agreement for details. There is no penalty for withdrawals when the withdrawals are spaced at least 7 calendar days apart and four or fewer withdrawals occur during the term. 4. Interest Paid - Ask your Private Banker for current interest rate information. 5. Withdrawals During Term - Minimum withdrawal transaction amounts are the lower of $100,000 or 10% of the Liquid CD's balance. |
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